More to This Life

All songs written by Steven Curtis Chapman, except where noted.

1. "More to This Life" (Chapman, Phil Naish) – 5:15
2. "Love You With My Life" – 3:23
3. "Waiting for Lightning" (Chapman, Tony Ellenberg) – 3:44
4. "Living for the Moment" – 4:52
5. "I Will Be Here" – 4:28
6. "Who Makes the Rules" (S. Chapman, Herb Chapman, James Isaac Elliot) – 3:31
7. "Treasure Island" – 4:52
8. "Way Beyond the Blue" – 5:45
9. "In This Little Room" (Chapman, Geoff Moore) – 3:37
10. "More Than Words" – 4:33
11. "Out in the Highways" (Chapman, Moore) – 4:59 (This version is not included in the audio cassette version)

Musicians

• Steven Curtis Chapman – lead vocals, acoustic guitar, electric guitar, background vocals
• Jon Goin – acoustic guitar, electric guitar
• Don Potter – slide acoustic guitar (6)
• Mark O'Connor – violin (6), mandolin (10)
• Phil Naish – keyboards
• Jackie Street – bass
• Mark Hammond – drums
• Don Wyrtzen – string arrangements and conductor (3, 5, 8)
• Carl Gorodetzsky – strings (3, 5, 8)
• Nashville String Machine – strings (3, 5, 8)
• Herb Chapman – background vocals
• Chris Harris – background vocals
• Mark Heimermann – background vocals
• Chris Rodriguez – background vocals

Production

• Phil Naish – producer
• Jeff Balding – recording and mix engineer
• Ronnie Brookshire – additional engineering
• Carry Summers – assistant engineer
• Steve Bishir – assistant engineer
• Howard Levy – assistant engineer
• Barry Ray Dixon – assistant engineer
• Denny Purcell – mastering
• Cindy Wilt – production manager
• Mark Tucker – photography
• Brenda Whitehill – design
• Barbara Hearn – art direction

Studios

• Omnisound, Nashville, Tennessee
• Quad Studios, Nashville, Tennessee
• The Pond, Franklin, Tennessee
• Studio 55, Los Angeles, California
• Georgetown Masters, Nashville, Tennessee – mastering location