Semi-integrated POS

Semi-Integrated Point-of-Sale is a checkout method used by retailers which integrates payment processing and POS software in a secure & streamlined network configuration. Semi-Integration allows retailers to accept Chip/EMV credit card and debit card payments, as well account for inventory changes, returns, voided transactions and other payment functions.

The Benefits of Semi-Integration

Semi-integration is a measure that ensures payment terminals are connected with retail point-of-sale software, while maintaining separation between payment information transmission and other systems.[1] In order for retailers to become PCI compliant without extensive investment into fully integrated compliant systems, semi-integration offers a cost effective, compliant resolution.

Semi-Integration offers the following benefits:

  • One to many integration - Solutions that offer semi-integration are often supported with several different processors meaning ISVs develop to one semi-integrated specification and can support multiple processors with the single integration
  • No costly EMV certifications - EMV certifications are already completed by the processor; the most that is usually required is a simple device integration script or unit testing
  • PCI PA-DSS Reduced Scope - No sensitive card account data is sent to the POS application that drives the semi-integrated terminal
  • Customer facing device; merchant should never touch the card
  • All receipt data is returned from the device to the POS application
  • Multiple Connectivity Methods - Some devices may allow TCP/IP (wired or WiFi), Serial, USB, Bluetooth or Web Services type connections between the device and POS Application
  • P2PE - Some processors may offer Point-to-Point Encryption (Note: P2PE is mainly needed when sensitive data like a credit card number traverses an insecure network like a POS PC or tablet. Most Semi-Integrations ensure that no sensitive data touches an insecure network and which makes P2PE a moot point)
  • Dial Backup - If supported by the device, dial backup is usually automatic if the IP connection fails

Compatible Semi-Integrated Smart Terminals

POS Applications/ISVs that support Ingenico Semi-Integration

  • Focus POS
  • NCC Reflection
  • Ordyx
  • DataSym
  • UniversalPOS

Credit Card Processors that Support Ingenico Telium 2 Payment Terminals with Semi-Integration Enabled

POS Applications/ISVs that support Pax Semi-Integration

  • Micros / Oracle Hospitality
  • Paygistix Gateway

Credit Card Processors that Support Pax with Semi-Integration Enabled

See also

References

  1. ↑ "What is Semi-Integrated POS". Helcim Inc.


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