Noddle (credit report service)

Noddle
Type of site
 Credit report service
Owner TransUnion
Website www.noddle.co.uk
Registration Yes
Launched December 2011 (2011-12)

Noddle is a credit report service offered by the British arm of the global company TransUnion (formerly CallCredit). Launched in June 2011 on a trial basis, Noddle invited 10,000 people to test the service prior to its full launch later in 2011.[1][2][3]

The service advertises that its clients are able to view a full credit report free for life, without the need to pay for similar services[note 1] from rivals Equifax and Experian.[note 2] Noddle charges for extra services such as Noddle Improve, which tells users how to improve their credit scores, and Noddle Web Watch, which scans websites looking for fraudulent uses of users' information and warning users about anything that appears awry.[4][5][6]

If clients see any discrepancies in their reports, they have to dispute issues with the pertinent reference agency.[2]

As of 5 February 2018, of the 2069 reviews published by Trustpilot, users gave 4 out of 5 rating to Noddle.[7]

References

Notes
  1. ↑ In the past, a user had to pay a £2 fee to review a single copy of their statutory credit report. Alternatively, a user could pay a monthly subscription to receive monthly copies of the report[1]
  2. ↑ Callcredit, the third-largest credit reference agency in the UK, is surpassed in size by Equifax and Experian.[2]
Footnotes
  1. 1 2 Jones, Rupert (2011-06-16). "Noddle website to offer free credit report service". The Guardian. Archived from the original on 2011-09-11. Retrieved 2011-09-06.
  2. 1 2 3 Murray-West, Rosie (2011-06-16). "Households offered free financial passport for life". The Daily Telegraph. Archived from the original on 2011-09-11. Retrieved 2011-09-05.
  3. ↑ "www.fastcreditinquiryremoval.com". Thursday, 28 December 2017
  4. ↑ Gorst-Williams, Jessica (2015-03-16). "Could free credit checks be a scam? A reader is suspicious when a credit reference agency offering a free service asks for his credit card details". The Daily Telegraph. Archived from the original on 2015-11-29. Retrieved 2015-11-29.
  5. ↑ Meyer, Harriet (2015-09-29). "How to manage your credit rating". Moneywise. Retrieved 2016-05-25.
  6. ↑ Gorst-Williams, Jessica (2013-03-28). "'I have been a victim of identity theft'". The Daily Telegraph. Retrieved 2016-05-25.
  7. ↑ "Noddle Reviews". Trustpilot. Trustpilot A/S. 2018-02-05. Retrieved 2018-02-05.
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