Optoutprescreen.com

OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail.[1]

Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of credit or insurance that are not initiated by the customer. The FCRA also provides customers the right to opt out, which prevents consumer reporting agencies from providing credit file information to others.[2]

Beginning on August 1, 2005, the Fair and Accurate Credit Transactions Act of 2003 took effect, which amended the FCRA to require consumer reporting agencies to include in their credit offers a statement allowing customers to stop unsolicited offers either by phone (1-888-5OPTOUT or 1-888-567-8688) or via https://www.optoutprescreen.com [3]

The OptOutPrescreen.com website is not accessible by users of ISPs located outside the United States and the U.S. Territories. [4]

References
  1. "Prescreened Offers of Credit and Insurance". Federal Trade Commission. 2008. Retrieved 2008-08-01.
  2. Board of Governors of the Federal Reserve System (2004). "Report to the Congress on Further Restrictions on Unsolicited Written Offers of Credit and Insurance" (PDF). Archived from the original (PDF) on 2012-07-17. Retrieved 2008-02-17.
  3. "Alert: New Look for Prescreened Credit and Insurance Offers". privacyrights.org. 2005. Retrieved 2008-02-17.
  4. "Webpage capture". archive.today. Archive.fo. 2013. Archived from the original on 9 May 2013. Retrieved 2013-11-16.CS1 maint: BOT: original-url status unknown (link)
This article is issued from Wikipedia. The text is licensed under Creative Commons - Attribution - Sharealike. Additional terms may apply for the media files.