List of housing statutes

Legal scholars and practitioners generally discuss laws that affect housing within the context of real property, landlord–tenant law, mortgage law, laws that forbid housing discrimination, laws that attempt to preserve affordable housing, etc.

The following is a list of housing-related statutes:

Canada

NameDateScopeDescription
Bill 28 (BC)
Ontario Condominium Act, 19981998
Fairness is a Two-Way Street Act
Heritage Places Protection Act
Heritage Property Act (Nova Scotia)
Heritage Property Act (Saskatchewan)
Jesuit Estates Act
Land Purchase Act (1875)1875
Mortgage Brokerages, Lenders and Administrators Act
National Housing Act (Canada)
Ontario Heritage Act
Property Transfer Tax Act
Protecting Condominium Owners Act, 2015
Real Estate and Business Brokers Act
Régie du logement
Residential Tenancies Act (Alberta)
Residential Tenancies Act, 20062006
Strata Property Act
Trespass to Property Act of OntarioTrespassingProvincial codification of the common law. Used by private-property owners to keep individuals off their property.

New Zealand

NameDateScopeDescription
Land Transfer Act 19521952Implements the Torrens title system of land registration

United Kingdom

NameDateScopeDescription
Land Transfer Act 18751875
Housing Grants, Construction and Regeneration Act 19961996(omnibus legislation)
Commonhold and Leasehold Reform Act 20022002Introduced common holds – a new way of owning land; similar to condominiums – into English and Welsh law.

United States

NameDateScopeDescription
Height of Buildings Act of 18991899Height limitsCreated height restrictions because of concerns with new construction technology, notably steel, iron, and thin veneer facades.
Height of Buildings Act of 19101910Height limitsCreated height limits in Washington, D.C.
Federal Home Loan Bank Act1932MortgagesCreated Federal Home Loan Bank Board to charter and supervise federal savings and loans.

Created Federal Home Loan Banks which lend to building and loan associations and other banking institutions to finance home mortgages.

National Housing Act of 19341934Mortgagespart of New deal to make housing and home mortgages more affordable.

Created the Federal Housing Administration (FHA) and the Federal Savings and Loan Insurance Corporation (FSLIC).

Housing Act of 1937 (aka Wagner-Steagall Act)1937Public HousingProvided for subsidies to be paid from the U.S. government to local public housing agencies (LHAs) to improve living conditions for low-income families.
Housing Act of 19491949
Housing Act of 19541954Public housingWas to provide 140,000 units of public housing with preferential treatment to families relocated for slum eradication or revitalization.
Rumford Fair Housing Act (California)1963DiscriminationPreceded Fair Housing Act, but repealed.
Housing and Urban Development Act of 19651965
Housing and Urban Development Act of 19681968MortgagesEstablished Ginnie Mae to expand availability of mortgage funds for moderate income families using government-guaranteed mortgage-backed securities. The new entity was split from the former Fannie Mae, which retained other functions.
Fire Research and Safety Act of 19681968Fire safety
Fair Housing Act1968DiscriminationIntended to protect the buyer or renter of a dwelling from seller or landlord discrimination.
Housing and Urban Development Act of 19701970
Uniform Relocation Assistance and Real Property Acquisition Act (1970)1970
Housing and Community Development Act of 19741974Affordable housingAmended the Housing Act of 1937 to create Section 8 housing
Real Estate Settlement Procedures Act1974Buyer protectionCreated to educate and protect prospective home buyers by adding disclosure requirements and eliminating kickbacks and referral fees to realty services.
Federal Fire Prevention and Control Act of 19741974Fire safety
Mobile Home Construction and Safety Standards Act of 19741974Mobile home safetyEstablished design and development safety standards for manufactured housing or prefabricated homes.
Home Mortgage Disclosure Act1975Mortgages

Discrimination

Community Reinvestment Act1977
Alternative Mortgage Transaction Parity Act of 19821982Mortgages
McKinney–Vento Homeless Assistance Act1987
Housing and Community Development Act of 19871987
Federal Housing Enterprises Financial Safety and Soundness Act of 19921992
Home Ownership and Equity Protection Act of 19941994Mortgages
Riegle-Neal Interstate Banking and Branching Efficiency Act of 19941994Mortgages
Mortgage Forgiveness Debt Relief Act of 20072007Mortgages
Housing and Economic Recovery Act of 20082008
American Recovery and Reinvestment Act of 20092009
Fraud Enforcement and Recovery Act of 20092009
Helping Families Save Their Homes Act of 20092009
HOME STAR2009
Mortgage Choice Act of 20132013Mortgages
Public Law 113-1672014

Local

Note: This section is proposed to be deleted per talk page discussion.

  • Home Equity Theft Prevention Act, a New York State law passed in 2006, to provide homeowners with information about the homeowner’s property, particularly when homeowners are in default on their mortgage payments
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